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The Teen is the sole owner of and has control over their Fidelity Youth account. They can save, spend, and invest within the Youth Account parameters. They can save, spend, and invest within the Youth Account parameters.

(like Fidelity acct) you can do fractional ETF purchase. So you dont need $200+ to purchase VTI. There are some trading limitations (no short sell/margin/option trading) but should not matter to kids. Upon turning 18, kid can change。

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